What is the minimum purchase amount for Interest Free Credit?

Our 0% Interest Free Credit offer requires a minimum spend of £400 in-store, or £500 online.

In Store Payment Options

For in-store orders over £200 you can choose to pay in 3 instalments.

Alternatively, we offer monthly repayment options of 12, 24, and 36 months, for orders over £400, £800 and £1,200.

A 10% deposit is required and must be paid directly to Klarna at the point of application. All applications must be made with personal details and not business details. The maximum value is £5,000 across all possible term lengths.

You can see more information on our payment options and the terms and conditions here.

Online Payment Options

For online orders over £500, depending on the value of your purchase we can offer monthly repayment options of 12, 24 and 36 months allowing you to choose the option that best suits you. A 10% deposit is required and must be paid directly to Klarna at the point of application. The maximum value is £5,000 across all possible term lengths.

You can also choose to pay in three or pay in 30 days.

Pay in three is available for spends between £200 and £1,000, the first instalment must be paid directly to Klarna at the point of application, then the second and final payment is on day 30 and 60.

Pay in 30 days is available for spends between £35 to £200.

For more information on how to apply for Klarna, view our FAQs.

More information on Interest Free Credit can be found here.

Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.

Topps Tiles is authorised and regulated by the Financial Conduct Authority (FCA FRN 738007) and acts as a credit intermediary and not a lender, offering credit products provided exclusively by Klarna Bank AB (publ). Finance is only available to permanent UK residents aged 18+, subject to status, terms and conditions apply.

Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. For more information, please visit https://www.klarna.com/uk/.